R&D finance is a financial solution designed to help eligible businesses access stagnant funds tied up in their R&D tax rebate.
Unlike equity raising, which requires you to give up a portion of your ownership in exchange for capital, R&D financing allows you to access up to 80% of your year-to-date R&D tax refund early, so you can reinvest it into your business sooner.
With R&D financing, you don’t have to wait until the end of the financial year to access your R&D rebate. You’ll be able to access your funds immediately, enabling you to continue your development efforts, seize new business opportunities, and further expand your horizons.
We specialise in providing R&D loans, between $50k to $10m, to help businesses like yours accelerate innovation and growth. Our mission is to empower companies like yours to access funds quickly and efficiently, allowing you to preserve your equity and reinvest in R&D projects without delay.
How R&D financing can benefit you
Managed funding release
R&D finance isn’t always disbursed in one lump sum. You can opt to have it strategically released in stages throughout the year to ensure a steady, manageable funding trajectory so you can make the most of your R&D funds.
Retain company control
Traditional funding methods like capital raising and equity sales can dilute your ownership and control over the company. Our R&D finance solutions allow you to secure the funds you need without giving up any of your equity.
Focus on growth
Without the burden of raising capital, you can concentrate on expanding and scaling your business. You can dedicate your efforts to R&D and increasing profitability, knowing that your funding needs are securely met.
Stable repayments
With R&D financing, you won’t have to worry about getting caught out by monthly repayments or hiked interest rates. The entire loan is settled by the ATO when the tax refund is received, keeping more of your R&D funding in your pocket, not the bank’s.
The Rocking Difference
Expert advice, made simple
Our team of experts understand the unique challenges faced by innovation-driven businesses. With tailored solutions and years of industry experience, we have a proven track record of delivering reliable and effective R&D finance solutions and helping businesses like yours to keep cash flowing.
Partnering with us means you’ll receive ongoing support and expert advice to help you confidently navigate the complexities of R&D financing.
You’ll be able to maximise your R&D loan benefits, knowing you have a trusted partner by your side every step of the way.
Why choose Rocking Horse Group?
Fixed costs and interest rates
Our R&D finance solutions offer fixed costs and interest rates, providing you with predictable and manageable repayment terms. This stability allows you to plan your budget with confidence, free from the worry of fluctuating expenses.
Get funding in just 2 weeks
Receive your funding in just two weeks with our streamlined process. Our efficient application and approval system ensures you get the financial support you need quickly, allowing you to stay focused on driving your business forward.
Client success stories
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Get funded fast—apply in 6 easy steps
We’ve designed our application process to be as straightforward and efficient as possible. From initial consultation to final approval, you can access the funds you need quickly and without unnecessary hassle.
- Get in touch
Contact us for an initial consultation. Our R&D finance experts are ready to assist you. Send us a message, complete the online form on our website, or call us at 0414 295 842.
- Check eligibility
We’ll help you determine if you qualify for R&D finance. If you’re eligible for the R&D Tax Incentive, you qualify to apply for R&D finance with Rocking Horse Group.
- Gather documents
Provide necessary documents like your AusIndustry registration letter and previous financial year’s tax return.
- Confirm ATO position
Verify your tax position with business activity statements.
- Apply
We’ll guide you through the application process and help you with the necessary documents.
- Receive funds
After we review your application and you sign the loan documents, you’ll receive funds within 2 weeks of your loan being approved. Depending on your year-to-date spending, we offer funds from $50k up to $10m.
Our goal is to make R&D financing easy, so you can focus on what you do best—minding your business.
Ready to get started?
Innovation doesn’t wait, and neither should you. Contact us now for a no-obligation consultation and kickstart your application process today!