Unlock Your R&D Financing Potential With Rocking Horse
At Rocking Horse, we provide tailored financing solutions that go beyond just R&D. With Rocking Horse, you’ll have the financial freedom to focus on growth without compromise.

Fast Access to
Tax Rebates
Bridge cash flow gaps with fast, flexible access to your R&D Tax rebate.

Minimise Risk,
Maximise Stability
Leverage our expertise and network to reduce financial risk and enhance your business’s growth potential.

Tailored Solutions
for Your Business
Flexible financing options designed to ensure steady cash flow that aligns with your business needs.
Find Out How Much You Can Access
Curious about how much funding you can unlock through your R&D Tax Incentive? Use our calculator to estimate your advance payments and see how reinvesting can accelerate your business growth.
Calculate how much of your R&D tax rebate you
can access in less than 60 seconds!
Access up to 80% of your annual R&D tax refund with Rocking Horse R&D Finance.

calculated as 60 days after tax filing date
Scalable Financing for Every Business
We support businesses of all sizes, helping them unlock the power of R&D financing to drive innovation and growth.
Start-Ups
Got a game-changing idea but struggling with cash flow? We help early-stage businesses access funding before their R&D tax rebate arrives, so you can focus on building, testing, and launching—without the financial stress.
Growing Businesses
Ready to scale but feeling the cash squeeze? Don’t let funding delays slow you down. Our flexible financing gives you early access to your rebate, so you can reinvest in R&D, expand your team, and keep your momentum going.
Innovative Enterprises
Investing heavily in R&D? We make sure you have the cash flow to push boundaries, take on bigger projects, and stay ahead of the competition—without tying up your capital.
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Our Team

Giles Karhan
DIRECTOR
Giles has worked in management, sales and marketing and operations across both equities and funds management for over 15 years. He has worked in both large Australian banks, wealth mangers as well as boutique funds management. His strong commercial experience is a valuable asset in his role running Rocking Horse. Giles has been a keen entrepreneur for many years and invested in a number of innovations over the past 10 years.
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Got Questions About R&D Finance?
Contact our expert team today and see how you can keep the innovation rolling.
FAQs
Find answers to common questions about R&D financing for your business.
R&D financing allows businesses to access early funding based on their accrued R&D spend, giving them quicker access to the expected R&D Tax Incentive (R&DTI) rebate. Rather than waiting until tax time, companies can bring forward their rebate and use the funds to support growth, operations, or continued R&D. This improves cash flow without compromising their claim process.
R&D financing typically involves securing funds based on eligible R&D expenditures. Companies can receive early access to tax rebates, allowing them to reinvest in their projects sooner. This process streamlines cash flow and supports ongoing innovation.
Businesses conducting eligible R&D activities under the Australian Government’s R&D Tax Incentive (R&DTI) program can apply for financing. If you expect an R&D tax refund, you may qualify.
Find out more about R&D Financing here.
Funding is based on your year-to-date eligible R&D spend and the associated rebate you’re entitled to. Typically, we provide loans of up to 80% of your accrued R&D tax incentive — not your projected full-year rebate.
To qualify, your business must:
- ✔ Be eligible for the R&D Tax Incentive
- ✔ Have incurred eligible R&D expenses
- ✔ Have a track record of R&D investment or an approved R&DTI claim history
- ✔ Early access to R&D rebates
- ✔ Improved cash flow management
- ✔ Continued investment in innovation
- ✔ No equity dilution—retain full ownership of your business
Approval is fast and flexible, with funding typically available within days once your application is processed.
We work with businesses across various industries, including:
- - Technology & Software
- - Pharmaceuticals & Healthcare
- - Manufacturing & Engineering
- - Renewable Energy & Sustainability
- - Agriculture & Food Technology
Learn more about the different industries we support here.
You can apply online via our application form by providing details about your R&D claim and financials. Our team will assess your eligibility and provide a tailored funding solution.
Still have questions?
We’re here to help you navigate R&D financing.
Unlock Your R&D Potential Today
Get expert guidance on R&D financing and tax incentives.